Health Insurance for Individuals Under 65
Protecting Your Health and Financial Well-being
Why Health Insurance?
Medical Coverage
Health insurance provides coverage for a wide range of medical services, including doctor visits, hospital stays, prescription medications, and preventive care. It ensures that you have access to the care you need to maintain your health and well-being without facing significant out-of-pocket expenses.
Financial Protection
Health insurance helps protect you from the high costs of healthcare by covering a portion of your medical expenses. It provides financial security and peace of mind, ensuring that you won’t be burdened with overwhelming medical bills in the event of an illness or injury.
Access to Networks
Health insurance plans often include networks of healthcare providers, such as doctors, hospitals, and specialists, who have agreed to provide services at discounted rates. This gives you access to quality care from trusted providers without having to pay the full cost out of pocket.
Coverage Options
Individual Health Insurance
Individual health insurance plans are available for individuals and families who are not covered by employer-sponsored health insurance. These plans offer a range of coverage options and benefit levels to meet your needs and budget.
Marketplace Plans
The Health Insurance Marketplace, also known as the Exchange, offers a variety of health insurance plans for individuals and families. These plans may be eligible for premium subsidies and cost-sharing reductions based on your income and household size.
Short-Term Health Insurance
Short-term health insurance plans provide temporary coverage for individuals who are between jobs, waiting for employer-sponsored coverage to begin, or experiencing other temporary gaps in coverage. These plans offer flexibility and affordability for short-term needs.
How Can I Help?
As your trusted financial advisor, I specialize in helping individuals and families understand their health insurance options and find the right coverage to meet their needs and budget. I’ll work closely with you to assess your healthcare needs, explore your insurance options, and develop a customized plan that provides the coverage and peace of mind you deserve.